F.A.Q.

Questions About Fees and Insurance Answered Here

YES! I am primarily self-pay BUT I accept SOME health insurances via partnership with HEADWAY (<< click to view more <<) who processes insurance. Headway currently works with Aetna, Cigna, United Healthcare, Oxford, and Oscar, and plans to expand insurance partnerships in the coming months.

My self-pay services may be covered as an OUT-OF NETWORK expense by your provider. It is your responsibility to check with your insurance company for coverage. Most health insurance policies usually provide some coverage for mental health treatment BUT not all insurance companies reimburse for out-of-network providers. 

NOTE: If you self pay, you (not your insurance company) are responsible for full payment of your fees. I will supply you with a receipt of payment for services which you will be responsible for filling out and submitting to your insurance company for reimbursement.

If you have questions about the coverage or prefer to use a participating provider, call your plan administrator.

The following fees are for therapy only.

  • Initial Consultation – 15 minutes: FREE
  • 90791T Initial Intake Session – 60 minutes: $180
  • 90834T Psychotherapy – 45 minutes: $120
  • 90837T Psychotherapy – 60 minutes: $145

** Supervision, Coaching & Consultation fees are listed on their respective pages.

  • Cash, Check, and EFT (Electronic Fund Transfer)
  • Health Savings Account
  • Cash App, Venmo, and Pay Pal
  • Major Credit Cards: American Express, Mastercard, Visa & Discover

Payment is due at the start of session or when the appointment is made electronically.

Unfortunately, at present, a sliding scale is NOT offered. Please check back soon!

Many problems we face in life are NOT mental health disorders but they are still serious and require attention and intervention. However, insurance companies only pay for things that are “medically necessary” and this means you will be diagnosed with a mental health disorder to prove that your problem is impacting your health on a day-to-day basis. Examples of diagnoses: Major Depressive Disorder, Generalized Anxiety Disorder, Bipolar Disorder, etc.

What having a diagnosis means.

Keep in mind that a diagnosis is an indicator of a part of who you are but it says nothing about how you cope, what your strengths are, and which symptoms you actually experiencing. A diagnosis still speaks for you and may negatively impact your eligibility for things. A diagnosis can follow you through school, college, and be a barrier to doing certain things such as working with the military, landing federal jobs, gaining security clearances, aviation licenses, and any other jobs requiring health-care related checks (unfortunately many schools and healthcare institutions are now instigating these policies to screen out employees who may be unstable or cost too much money in mental health care and lost work days).

Confidentiality is not guaranteed

Be aware that most insurance companies, for reimbursement purposes, require you to authorize that your therapist provide them with a clinical diagnosis and sometimes additional clinical information that they require which becomes part of the insurance company files. Using your insurance as payment would mean that your therapist would have to pass over your file to the insurance company whenever your insurer wants to see it so there is no confidentiality in this aspect. If you get diagnosed with something, you should be able to decide who gets access to that information and why. You lose control of that information when it is in your file being transmitted to anyone in the health care industry. When a bill is submitted to the insurance company, many people have access to all the information provided on that bill: the processor, case managers, peer reviewers and customer service representatives. This may not affect you in the short run; however, if you ever decide to apply for life insurance, all medical records can be requested and this includes mental health records.

  • Do I have mental health insurance benefits? If so, does my mental health insurance benefits cover out-of-network providers?
  • Do I need prior authorization (e.g., from the insurance company), or approval (e.g., from a primary care physician)?
  • How many sessions per year does my health insurance cover?
  • Is there an annual deductible that needs to be? If, so, what is my deductible and has it been met? (This is the amount that you have to pay out of pocket before insurance starts paying)
  • What is my coinsurance after my deductible is met? (This is the percentage of the full session fee that you are responsible for per session)
  • How much of the fee is reimbursed? OR What is the allowed amount per session? (This is the maximum amount your insurance company will cover per session.) For example, if the allowed amount is $100 then you are responsible for the coinsurance (%) and the amount that is not covered ($145 – $100 = $45)
  • What address should I send my therapy receipts to? Do I need 
  • any forms to accompany the receipts?
  • Additionally, if you have a Flexible Spending Account (FSA) through your employer you may be able to get reimbursed through this fund. Please consult with your human resource department for more information.

NPI#: 1457658247